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		<title>Mortgage Pricing Update: 2/12/2008</title>
		<link>http://loantraining.wordpress.com/2008/02/12/mortgage-pricing-update-2122008/</link>
		<comments>http://loantraining.wordpress.com/2008/02/12/mortgage-pricing-update-2122008/#comments</comments>
		<pubDate>Tue, 12 Feb 2008 16:33:29 +0000</pubDate>
		<dc:creator>arscherer</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Mortgage]]></category>
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		<guid isPermaLink="false">http://loantraining.wordpress.com/?p=47</guid>
		<description><![CDATA[I am hoping that you all kept up with the updates yesterday that I made throughout the day.  I altered the float suggestion to a lock for clients that you are planning on closing within 7 days.  Today, the MBS is 38 bps down from yesterday which is going to alter mortgage pricing for the [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=loantraining.wordpress.com&amp;blog=2326458&amp;post=47&amp;subd=loantraining&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>Mortgage Pricing Update: 2/11/2008 Updated</title>
		<link>http://loantraining.wordpress.com/2008/02/11/mortgage-pricing-update-2112008-updated/</link>
		<comments>http://loantraining.wordpress.com/2008/02/11/mortgage-pricing-update-2112008-updated/#comments</comments>
		<pubDate>Mon, 11 Feb 2008 19:14:54 +0000</pubDate>
		<dc:creator>arscherer</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Economy]]></category>
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		<category><![CDATA[Mortgage]]></category>
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		<category><![CDATA[loan officer tips]]></category>
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		<category><![CDATA[mortgage pricing]]></category>
		<category><![CDATA[mortgage pricing update]]></category>
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		<guid isPermaLink="false">http://loantraining.wordpress.com/?p=46</guid>
		<description><![CDATA[You may want to consider locking those loans in to conserve today&#8217;s pricing.  As I mentioned earlier, the bonds are being directed by the investors in the stock market, and stocks are starting to make a slight rally from this morning. Currently the MBS has dropped the gains that it achieved this morning and is [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=loantraining.wordpress.com&amp;blog=2326458&amp;post=46&amp;subd=loantraining&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>Mortgage Pricing Update: 2/11/2008</title>
		<link>http://loantraining.wordpress.com/2008/02/11/mortgage-pricing-update-2112008/</link>
		<comments>http://loantraining.wordpress.com/2008/02/11/mortgage-pricing-update-2112008/#comments</comments>
		<pubDate>Mon, 11 Feb 2008 15:46:58 +0000</pubDate>
		<dc:creator>arscherer</dc:creator>
				<category><![CDATA[Business]]></category>
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		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Sales]]></category>
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		<category><![CDATA[loan officer tips]]></category>
		<category><![CDATA[loan officer training]]></category>
		<category><![CDATA[mortgage pricing]]></category>
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		<guid isPermaLink="false">http://loantraining.wordpress.com/?p=45</guid>
		<description><![CDATA[With no economic news reports scheduled for release today, the bond markets are going to be reacting to actions in the stock market.  Currently, stocks aren&#8217;t doing so hot, and the MBS is trading for 6 bps over what the ending figure was on Friday.  With regard to the 10 Year Treasury; currently up 38 [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=loantraining.wordpress.com&amp;blog=2326458&amp;post=45&amp;subd=loantraining&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>Mortgage Pricing UPdate: 2/8/2008</title>
		<link>http://loantraining.wordpress.com/2008/02/08/mortgage-pricing-update-282008/</link>
		<comments>http://loantraining.wordpress.com/2008/02/08/mortgage-pricing-update-282008/#comments</comments>
		<pubDate>Fri, 08 Feb 2008 17:33:46 +0000</pubDate>
		<dc:creator>arscherer</dc:creator>
				<category><![CDATA[Business]]></category>
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		<category><![CDATA[Mortgage]]></category>
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		<category><![CDATA[loan officer tips]]></category>
		<category><![CDATA[loan officer training]]></category>
		<category><![CDATA[mortgage pricing]]></category>
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		<guid isPermaLink="false">http://loantraining.wordpress.com/?p=44</guid>
		<description><![CDATA[Yesterday was an absolutely wild ride with regard to the MBS and 10 Year market.  I believe we saw 2-3 reprices throughout the day for the worse.  Today, the MBS and 10 Year are trying to regain the ground that they lost yesterday.  That being said, the MBS is currently 22bps higher today while the [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=loantraining.wordpress.com&amp;blog=2326458&amp;post=44&amp;subd=loantraining&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>Mortgage Pricing Update: 2/6/2008</title>
		<link>http://loantraining.wordpress.com/2008/02/06/mortgage-pricing-update-262008/</link>
		<comments>http://loantraining.wordpress.com/2008/02/06/mortgage-pricing-update-262008/#comments</comments>
		<pubDate>Wed, 06 Feb 2008 18:43:34 +0000</pubDate>
		<dc:creator>arscherer</dc:creator>
				<category><![CDATA[Business]]></category>
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		<category><![CDATA[loan officer tips]]></category>
		<category><![CDATA[loan officer training]]></category>
		<category><![CDATA[mortgage pricing]]></category>
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		<guid isPermaLink="false">http://loantraining.wordpress.com/?p=43</guid>
		<description><![CDATA[Today&#8217;s MBS started out in the green (good for mortgage pricing), but you are possibly going to see a negative reprice this afternoon as investors and banks have an itchy trigger finger because of the 10-Year Bond auction that is happening right now. Currently, the MBS is trading 12bps under the ending figure yesterday while [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=loantraining.wordpress.com&amp;blog=2326458&amp;post=43&amp;subd=loantraining&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">arscherer</media:title>
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		<item>
		<title>Mortgage Pricing Update: 2/5/2008</title>
		<link>http://loantraining.wordpress.com/2008/02/05/mortgage-pricing-update-252008/</link>
		<comments>http://loantraining.wordpress.com/2008/02/05/mortgage-pricing-update-252008/#comments</comments>
		<pubDate>Tue, 05 Feb 2008 19:40:00 +0000</pubDate>
		<dc:creator>arscherer</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Sales]]></category>
		<category><![CDATA[tips]]></category>
		<category><![CDATA[training]]></category>
		<category><![CDATA[economic news]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Loan Officer]]></category>
		<category><![CDATA[loan officer tips]]></category>
		<category><![CDATA[loan officer training]]></category>
		<category><![CDATA[mortgage pricing]]></category>
		<category><![CDATA[mortgage pricing update]]></category>
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		<guid isPermaLink="false">http://loantraining.wordpress.com/2008/02/05/mortgage-pricing-update-252008/</guid>
		<description><![CDATA[Serious volatility in the market today with an unexpected release of an economic report (the ISM Services).  Due to the early release of the report, stock markets suffered this morning and turned the bonds in an upward direction yet again. &#160; Currently the MBS is trading 28bps higher than yesterday, and the 10-Year Treasury is [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=loantraining.wordpress.com&amp;blog=2326458&amp;post=42&amp;subd=loantraining&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">arscherer</media:title>
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		<title>Mortgage Pricing Update: 2/4/2008</title>
		<link>http://loantraining.wordpress.com/2008/02/04/mortgage-pricing-update-242008/</link>
		<comments>http://loantraining.wordpress.com/2008/02/04/mortgage-pricing-update-242008/#comments</comments>
		<pubDate>Mon, 04 Feb 2008 17:56:40 +0000</pubDate>
		<dc:creator>arscherer</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[tips]]></category>
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		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Loan Officer]]></category>
		<category><![CDATA[loan officer tips]]></category>
		<category><![CDATA[loan officer training]]></category>
		<category><![CDATA[mortgage pricing]]></category>
		<category><![CDATA[mortgage pricing update]]></category>
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		<guid isPermaLink="false">http://loantraining.wordpress.com/2008/02/04/mortgage-pricing-update-242008/</guid>
		<description><![CDATA[No significant changes yet in today’s market, and since mortgage pricing will (most likely) have to rely on swings between the bond/stock markets, there probably won’t be a change until tomorrow or Wednesday. &#160; That being said, the MBS is trading for 16 bps lower than Friday’s ending figure while the 10-Year is trading for [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=loantraining.wordpress.com&amp;blog=2326458&amp;post=41&amp;subd=loantraining&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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			<media:title type="html">arscherer</media:title>
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		<title>Mortgage Pricing Update: 2/1/2008</title>
		<link>http://loantraining.wordpress.com/2008/02/01/mortgage-pricing-update-212008/</link>
		<comments>http://loantraining.wordpress.com/2008/02/01/mortgage-pricing-update-212008/#comments</comments>
		<pubDate>Fri, 01 Feb 2008 18:01:40 +0000</pubDate>
		<dc:creator>arscherer</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Sales]]></category>
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		<category><![CDATA[Loan Officer]]></category>
		<category><![CDATA[loan officer tips]]></category>
		<category><![CDATA[loan officer training]]></category>
		<category><![CDATA[mortgage pricing]]></category>
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		<guid isPermaLink="false">http://loantraining.wordpress.com/2008/02/01/mortgage-pricing-update-212008/</guid>
		<description><![CDATA[So today the bonds are coming back on the upscale again, and stocks are down just a little bit.  With quite a few significant reports today we could see some market volatility throughout the day and into late afternoon.  Currently, though, the MBS is 19bps up from yesterday’s ending, and the 10 Year Treasury is [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=loantraining.wordpress.com&amp;blog=2326458&amp;post=40&amp;subd=loantraining&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">arscherer</media:title>
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		<title>Mortgage Pricing Update: 1/31/2008</title>
		<link>http://loantraining.wordpress.com/2008/01/31/mortgage-pricing-update-1312008/</link>
		<comments>http://loantraining.wordpress.com/2008/01/31/mortgage-pricing-update-1312008/#comments</comments>
		<pubDate>Thu, 31 Jan 2008 15:37:23 +0000</pubDate>
		<dc:creator>arscherer</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Real Estate]]></category>
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		<category><![CDATA[loan officer tips]]></category>
		<category><![CDATA[loan officer training]]></category>
		<category><![CDATA[mortgage pricing]]></category>
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		<guid isPermaLink="false">http://loantraining.wordpress.com/2008/01/31/mortgage-pricing-update-1312008/</guid>
		<description><![CDATA[As expected, the MBS is trading higher this morning (approx. 25bps) while the 10 Year is reacting much the same.  Historically, this is what has happened throughout the years; the Fed cuts rate and for the first day or two after, the bond market does very well.  However, the following week after, the bond market [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=loantraining.wordpress.com&amp;blog=2326458&amp;post=39&amp;subd=loantraining&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>How Are Mortgage Rates Calculated</title>
		<link>http://loantraining.wordpress.com/2008/01/31/how-are-mortgage-rates-calculated/</link>
		<comments>http://loantraining.wordpress.com/2008/01/31/how-are-mortgage-rates-calculated/#comments</comments>
		<pubDate>Thu, 31 Jan 2008 14:58:02 +0000</pubDate>
		<dc:creator>arscherer</dc:creator>
				<category><![CDATA[Business]]></category>
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		<description><![CDATA[Bernie Germani posted this on WannaNetwork.com, and I thought that is was well written and extremely informative.  It goes hand in hand with the Mortgage Pricing Updates that I write on here every day.  Take a look, and let me know what you think: I received this from a friend today. I tweaked it tad bit [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=loantraining.wordpress.com&amp;blog=2326458&amp;post=38&amp;subd=loantraining&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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